Report away from loans for home financing application

Report away from loans for home financing application

To find out simply how much you borrowed from, have a look at ‘Mijn schulden’ when you look at the Mijn DUO. There are notifications concerning your debt around ‘Mijn berichten’. These can feel printed aside. If you like an announcement out of obligations having home financing software otherwise taxation return, in some cases all the information from inside the Mijn DUO is sufficient.

Regarding Netherlands, their scholar personal debt or lifelong understanding borrowing was considered when figuring just how much you could borrow to possess home financing. Really mortgage lenders hence need evidence of this – specifically, the degree of your own original financial obligation. DUO possess assented with lenders as possible render one proof by the entry brand new alerts awarded at the outset of your cost stage, stating simply how much you must pay-off monthly. You can find which alerts when you look at the Mijn DUO, not as much as ‘Mijn berichten’.

Hence alerts you ought to fill in relies upon if the repayment stage began. If that is ahead of 2017, then you gotten new notification in January of the year inside hence the installment stage become. When it was during the or immediately after 2017, you received it 2 months prior to the start of the installment stage. That’s constantly inside Oct or November. Are you repaying an effective lifelong understanding credit? You gotten brand new notification in January, following the prevent of one’s lifelong learning borrowing.

While you are incapable of find the notice inside Mijn DUO, you could potentially request a duplicate using all of our on the internet contact form. You are going to located it from the article inside 2 weeks.

Extra costs

Maybe you have produced volunteer a lot more costs? Possibly, home loan providers take this into account whenever calculating just how much you can also be use. Instance, whilst possess quicker the left month-to-month instalments otherwise since you has actually eliminated the debt completely. As the facts, you need to use brand new confirmation you received after we processed your voluntary commission. And/or notice claiming their shorter month-to-month instalment. For individuals who paid of the most readily useful, you will want to found which inside 3 working days. Otherwise, it will require around 2 weeks.

If you would like a detail by detail statement from financial obligation, we could age-post it to you toward request. However, this is simply you can when you yourself have registered a valid e-mail address when you look at the Mijn DUO. To protect your privacy, we can’t age-send notifications, messages and other data files. And, their consult need come from this new elizabeth-mail target entered when you look at the Mijn DUO.

So you’re able to consult an entire statement regarding debt, fool around with our very own on line contact form. Depending upon your role, you are going to have the adopting the pointers:

  • your original personal debt equilibrium in the very beginning of the payment phase.
  • your existing loans harmony, and additionally attention accrued.
  • your existing interest and its period of legitimacy.
  • the newest amounts of any additional payments made in addition to their really worth schedules.
  • your dated and you can brand new monthly instalments, as well as their starting schedules.
  • the remaining name of one’s financial obligation.
  • confirmation regarding complete repayment.

Yearly report for Dutch taxation government

In most cases, you do not need to help you declare the a good scholar financial obligation whenever processing a taxation get back regarding Netherlands. Ergo, we really do not give you a yearly report given that simple. Should you choose would like to know your current personal debt balance, you can find it from inside the Mijn DUO not as much as ‘Mijn schulden’. And you may under ‘Schuldhistorie’ there’s the brand new quantity your due with the 29 December of prior many years.

Do you reside in the fresh Dutch Caribbean? And then have your paid off their college student obligations? Then you’ll definitely located a yearly statement.

  • extent the is over € step 3,200 when you’re single or maybe more than € 6,eight hundred for those who have someone, and you can
  • your own assets inside the Box step 3 (discounts and you can assets) surpass the fresh new exemption tolerance. Inside 2021 that is € fifty,000 having unmarried individuals or € 100,000 for partners, towards the reference day getting .

It’s not necessary to state their pupil finance once the earnings whenever South Carolina payday loans your document a taxation return. We could, yet not, deliver a public transport report if you’d like they to own the statement.

When you find yourself incapable of sign in Mijn DUO, fool around with all of our on line contact page as an alternative to ask to suit your annual declaration.